I was referred to Robert by Ruge Law Group when they were actually KRG Law Group. They handled a car accident I was involved in. This was a business debt collection levied against our company by an employee’s debt collector. He and his colleagues handled it flawlessly. He and his staff are beyond impressive and do everything they can to take the cases brought before them. I came back to them with a very big case. I don’t want to dox anyone in the office other than the name on the business. However, they handled it in the most professional, respectful, and caring way possible. J, you did an amazing job and due diligence! Robert, I wanted to personally thank you for representing us in the past and in the future. You and your paralegals are above Top Shelf. This firm is straight Louis XIII.
Don’t Let Your Foreclosure Go Uncontested
Whether the home you live in is your first house or the dream house you saved for until retirement, you cherish your property. You pay your mortgage each month and try to be the best neighbor you can. But what happens in unexpected financial troubles leave you unable to afford your house payments? In a difficult situation, new doors open to give you opportunities to stop your foreclosure and stay in your home. Contacting an attorney is one of the first things you should do to learn more about the paths available to you.
What is a Foreclosure?
When a homeowner fails to pay his mortgage payments, the bank that owns the mortgage has the right to eventually take possession of the property. This is known as a foreclosure, and it is usually a rather long process that leads to the temporary financial downfall of the owners involved. Since a foreclosure is the ultimate financial default, it aggressively lowers a person’s credit score and makes it difficult to purchase another house until many years have passed.
A Foreclosure Can Be Stopped
Most homeowners are so overwhelmed by the threat of foreclosure and the factors in their lives that prevented them from making mortgage payments that they simply allow the foreclosure to occur and accept the consequences. If you find yourself facing foreclosure, hiring a lawyer to fight on your side will result in your lender treating your case differently.
The attorney representing your case will begin to contest your foreclosure by demanding that your mortgage lender provide entitlement to foreclose your property. He will also ask your lender to prove that it complied with every term and condition of the mortgage contract before initiating the foreclosure process. It’s common for mortgage lenders to make errors, so it is very possible that you have a number of defenses against foreclosure.
Foreclosure Alternatives
Believe it or not, there are a number of ways to avoid foreclosure! A loan modification, short sale, and deed in lieu are the most common options, but your attorney may present another alternative after reviewing your situation.
Call (727) 497-7810 today for a free case evaluation with The Law Office of Robert Eckard & Associates in Tampa, Florida. Attorney Eckard and his team will walk you through your choices like a short sale, loan modification, or deed in lieu, and your risk of foreclosure will become a distant memory.