Don’t Let Your Foreclosure Go Uncontested

December 10, 2018

Whether the home you live in is your first house or the dream house you saved for until retirement, you cherish your property. You pay your mortgage each month and try to be the best neighbor you can. But what happens in unexpected financial troubles leave you unable to afford your house payments? In a difficult situation, new doors open to give you opportunities to stop your foreclosure and stay in your home. Contacting an attorney is one of the first things you should do to learn more about the paths available to you.

What is a Foreclosure?

When a homeowner fails to pay his mortgage payments, the bank that owns the mortgage has the right to eventually take possession of the property. This is known as a foreclosure, and it is usually a rather long process that leads to the temporary financial downfall of the owners involved. Since a foreclosure is the ultimate financial default, it aggressively lowers a person’s credit score and makes it difficult to purchase another house until many years have passed.

A Foreclosure Can Be Stopped

Most homeowners are so overwhelmed by the threat of foreclosure and the factors in their lives that prevented them from making mortgage payments that they simply allow the foreclosure to occur and accept the consequences. If you find yourself facing foreclosure, hiring a lawyer to fight on your side will result in your lender treating your case differently.

The attorney representing your case will begin to contest your foreclosure by demanding that your mortgage lender provide entitlement to foreclose your property. He will also ask your lender to prove that it complied with every term and condition of the mortgage contract before initiating the foreclosure process. It’s common for mortgage lenders to make errors, so it is very possible that you have a number of defenses against foreclosure.

Foreclosure Alternatives

Believe it or not, there are a number of ways to avoid foreclosure! A loan modification, short sale, and deed in lieu are the most common options, but your attorney may present another alternative after reviewing your situation.

Call (727) 497-7810 today for a free case evaluation with The Law Office of Robert Eckard & Associates in Tampa, Florida. Attorney Eckard and his team will walk you through your choices like a short sale, loan modification, or deed in lieu, and your risk of foreclosure will become a distant memory.

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Drew was excellent. Did what we needed to do. Was very professional and is a class act.

I wanted to thank you for supporting and believing in me all these years, Robert! You have definitely been an inspiration in my life and I appreciate you so very much!

Rob, I cant thank you enough for putting my mind at ease & taking time out of your day to handle my ticket. You’re a boss!

Positive: Professionalism, Responsiveness Mr Eckard and his staff swiftly resolved my issue without much back and forth and was communicating with me throughout the entire process. I was not sure what to expect as I never needed services but the outcome was great. More importantly the treatment and communication was exceptional-I would have no reservation to use this office in the future!

Positive: Professionalism, Quality, Responsiveness Drew Patterson was always available when I needed a consult and anything I needed and also very prompt with answers to all my questions. I would use them again for any legal issues. Thank drew for all you have done for me and my practice

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